Credit Report

Understanding your credit file

Monday, February 13, 2017 - 12:20

Your credit report holds information relating to your credit history and it helps credit providers, such as banks, financial lenders, telco and utility companies, get a clear picture of your credit worthiness when you make an application for a loan or credit contract.

Tips for managing late payers

Thursday, February 2, 2017 - 09:58

Chasing a late payment can feel like the most awkward of jobs for the small business owner. These tips show you how to capitalise on a wealth of information now available on your debtors to help avoid those awkward conversations and get paid faster.

Been Declined Credit? What Now?

Been Declined Credit? What Now?

Friday, August 19, 2016 - 15:24

Don’t panic – Follow these 3 steps

How can I check my Credit History?

How can I check my Credit History?

Friday, August 19, 2016 - 14:23

Your credit file contains your credit history Australia-wide. Credit bureaus, such as Equifax, can provide you with a copy of your credit file, regardless of where you live.

Know Where You Stand With a VedaScore

Know Where You Stand With an Equifax Score

Friday, August 19, 2016 - 09:06

Understanding your Equifax Score helps give you confidence when applying for credit. Your Equifax Score is a credit rating between 0-1200 that lenders can look at when deciding whether to accept your application for a loan or credit.

Comprehensive Credit Reporting  Common Questions

Comprehensive Credit Reporting Common Questions

Friday, August 19, 2016 - 08:58

Find out what the introduction of Comprehensive Credit Reporting means for you and your credit report.

Comprehensive Credit Reporting What Can I Do?

Friday, August 19, 2016 - 08:53

Here are some tips on how to keep your credit report as healthy as possible under the new comprehensive reporting system.

Comprehensive Credit Reporting - Case Studies

Comprehensive Credit Reporting Case Studies

Friday, August 19, 2016 - 08:48

Chris lived in a share house four years ago and when he moved out he didn’t take his name off the phone account and his former housemates did not pay a bill. As a result he ended up with a default on his report.

How does Comprehensive Credit Reporting Impact Me?

How does Comprehensive Credit Reporting Impact Me?

Thursday, August 18, 2016 - 16:58

From 12 March additional information is permitted to be collected, held and disclosed by credit bureaus.

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