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Understanding your credit file

Mon, 13/02/2017 - 12:20

Category: Credit Report

Your credit report holds information relating to your credit history and it helps credit providers, such as banks, financial lenders, telco and utility companies, get a clear picture of your credit worthiness when you make an application for a loan or credit contract.

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Been Declined Credit? What Now?

Fri, 19/08/2016 - 15:24

Category: Credit Report

Don’t panic – Follow these 3 steps

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How can I check my Credit History?

Fri, 19/08/2016 - 14:23

Category: Credit Report

Your credit file contains your credit history Australia-wide. Credit bureaus, such as Equifax, can provide you with a copy of your credit file, regardless of where you live.

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Know Where You Stand With an Equifax Score

Fri, 19/08/2016 - 09:06

Category: Credit Report

Understanding your Equifax Score helps give you confidence when applying for credit. Your Equifax Score is a credit rating between 0-1200 that lenders can look at when deciding whether to accept your application for a loan or credit.

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Comprehensive Credit Reporting Common Questions

Fri, 19/08/2016 - 08:58

Category: Credit Report

Find out what the introduction of Comprehensive Credit Reporting means for you and your credit report.

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Comprehensive Credit Reporting What Can I Do?

Fri, 19/08/2016 - 08:53

Category: Credit Report

Here are some tips on how to keep your credit report as healthy as possible under the new comprehensive reporting system.

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Comprehensive Credit Reporting Case Studies

Fri, 19/08/2016 - 08:48

Category: Credit Report

Chris lived in a share house four years ago and when he moved out he didn’t take his name off the phone account and his former housemates did not pay a bill. As a result he ended up with a default on his report.

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How does Comprehensive Credit Reporting Impact Me?

Thu, 18/08/2016 - 16:58

Category: Credit Report

From 12 March additional information is permitted to be collected, held and disclosed by credit bureaus.

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What are the Benefits of Comprehensive Credit Reporting for Consumers?

Thu, 18/08/2016 - 16:53

Category: Credit Report

The new comprehensive credit reporting system gives Australians more power to demonstrate credit worthiness and manage their credit profile.

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What Changes does Comprehensive Credit Reporting bring?

Thu, 18/08/2016 - 16:45

Category: Credit Report

The Privacy Act 1988 (the Act), which is the legislation governing consumer credit reporting in Australia, has been amended to introduce comprehensive credit reporting.