Infographic: What really goes into a credit profile?

| Credit Report

Do you know if you are creditworthy?

Your credit profile is used by lenders to assess your creditworthiness.

It is made up of a credit score and credit report which are generated using data from your credit history. Your credit profile can help credit providers determine whether you qualify for a credit card, loan or service - and on what terms.

Check out our infographic below to learn more about what information goes into your credit profile and what it can be used for.

Download as PDF

Want to know how creditworthy you are?

Equifax has a range of products that can help you check, manage and protect your credit reputation and identity. Take charge of your credit profile today - check out our plans and pricing now.

Find products to manage your credit profile

 

We also suggest

Financial outlook brighter for businesses as insolvencies fall

A rebound in Australia’s overall economic performance has been reflected in the fall in insolvencies experienced in the December 2016 quarter.

Understanding your credit file

Your credit report holds information relating to your credit history and it helps credit providers, such as banks, financial lenders, telco and utility companies, get a clear picture of your credit worthiness when you make an application for a loan or credit contract.

Tips for managing late payers

Chasing a late payment can feel like the most awkward of jobs for the small business owner. These tips show you how to capitalise on a wealth of information now available on your debtors to help avoid those awkward conversations and get paid faster.

Related products

Credit Reports, Scores & Alerts

Whatever your concerns, our plans can help you use credit to get the things you want with confidence.

Learn More

Identity Watch

With identity theft a constantly growing threat, protect yourself and your family from becoming a victim with Identity Watch.

Learn More

My Credit File

Get your credit report and alerts to changes in your credit file from Equifax - Australia’s largest credit information bureau.

Learn More