Infographic: What really goes into a credit profile?
Do you know if you are creditworthy?
Your credit profile is used by lenders to assess your creditworthiness.
It is made up of a credit score and credit report which are generated using data from your credit history. Your credit profile can help credit providers determine whether you qualify for a credit card, loan or service - and on what terms.
Check out our infographic below to learn more about what information goes into your credit profile and what it can be used for.
Want to know how creditworthy you are?
Equifax has a range of products that can help you check, manage and protect your credit reputation and identity. Take charge of your credit profile today - Get a copy of your free credit report or check out our range of subscription plans and pricing now.
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Understanding your credit file
Your credit report holds information relating to your credit history and it can help credit providers, such as banks, financial lenders, telco and utility companies, get a clear picture of your credit worthiness when you make an application for a loan or credit contract.
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