Infographic: What really goes into a credit profile?

| Credit Report

Do you know if you are creditworthy?

Your credit profile is used by lenders to assess your creditworthiness.

It is made up of a credit score and credit report which are generated using data from your credit history. Your credit profile can help credit providers determine whether you qualify for a credit card, loan or service - and on what terms.

Check out our infographic below to learn more about what information goes into your credit profile and what it can be used for.

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Want to know how creditworthy you are?

Equifax has a range of products that can help you check, manage and protect your credit reputation and identity. Take charge of your credit profile today - Get a copy of your free credit report or check out our range of subscription plans and pricing now.

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Understanding your credit file

Your credit report holds information relating to your credit history and it can help credit providers, such as banks, financial lenders, telco and utility companies, get a clear picture of your credit worthiness when you make an application for a loan or credit contract.

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