Get More With Your Score | Equifax

In the market for a home?

Avoid a surprise rejection at the final hour.

Applying for Credit?

Get the best rate your score deserves.

Refinancing?

Clean up your file to unlock maximum equity.

A better score isn’t just a number, it could be tens of thousands of dollars saved in interest and higher borrowing capacity to get more of what matters to you.

An Average score might limit your options. A good score can help open doors. An Excellent score may give you the power to negotiate.

With an Equifax Credit Protect subscription, in addition to your credit report:

01 Track Your Credit Score

Get a monthly comprehensive summary to help assess your borrowing power and negotiate interest rate options.

02 Understand Contributions to Your Credit Score

Get transparency on what factors are impacting your credit score and what you can do to improve it.

03 Monitor Your Score Strategy

Monitor score changes as you implement your score improvement strategy and know when you are in the best position to apply for credit.

04 Stay Ahead with Alerts

When a new credit enquiry is made in your name or when a missed payment impacts your score.

05 Protect Your Personal Credit Data

As a trusted Credit Reporting Bureau, we use premium verification tools and multi-factor authentication to keep your sensitive information secure. We never sell your data to third parties.

Subscribe to Credit Protect ($9.95/mth)

Every day more and more Australians are impacted by personal identity theft, which also then can impact their credit score.

In Australia (2025):

12M+

Had a data breach^*

$2B

Lost in scams^{^}

2.3M

Hit by card fraud^†

^* Borderless CS | ^{^} ACCC | ^† ABS

In this age of digital scams, Equifax provides a one stop solution that monitors both credit alerts and dark web alerts (powered by Norton) to proactively reduce the risk of identity crime and help provide peace of mind.

Dark Web Monitoring

We continuously search the dark web and private forums looking for personal information such as credit card, email, mobile & bank accounts and send you notifications should it be found.

Social Media Monitoring

We monitor your accounts on popular social media sites and notify you of suspicious activity.

Compare plans

Early Detection Of Identity Fraud With Your Credit & Identity Plan

		Recommended
	Credit Protect $9.95/mth	Credit & ID Protect $14.95/mth
Credit Score & Tracker
Credit Score Monitoring
Credit Alerts
Top Contributing Factors
Credit Data Safety
Dark Web Monitoring¹
Social Media Monitoring¹
Identity Watch Alerts
$15K Insurance With Identity Guard³
Document Expiry Alerts²
Secure key & luggage tags
	Subscribe now	Subscribe now

Product disclaimers and other conditions
- ¹ Identity Protection powered by Norton™ monitors Driver’s licence number, monitor 4 passports, 10 bank accounts, 10 credit cards, 10 gamer tags, 5 email addresses, 5 phone numbers, 5 physical addresses, 5 insurance ID numbers and Mother’s maiden name.
  ² Document expiry alerts are available for 2 passports and 2 licences.
  ³ Terms, conditions, exclusions and limitations apply. Click here to view the Identity Guard Insurance Policy Information Booklet
- Monthly subscription products: You can cancel at any time with effect at the end of the month in which you cancel your subscription.
- You need to be 18 years of age and over to order a copy of your credit report

Get More With Your Credit Score

Buying, borrowing, or refinancing?
See what your lenders may see and use it to your advantage.

In the market for a home?

Applying for Credit?

Refinancing?

A better score isn’t just a number, it could be tens of thousands of dollars saved in interest and higher borrowing capacity to get more of what matters to you.

An Average score might limit your options. A good score can help open doors. An Excellent score may give you the power to negotiate.

With an Equifax Credit Protect subscription, in addition to your credit report:

01

Track Your Credit Score

02

Understand Contributions to Your Credit Score

03

Monitor Your Score Strategy

04

Stay Ahead with Alerts

05

Protect Your Personal Credit Data

Every day more and more Australians are impacted by personal identity theft, which also then can impact their credit score.

In Australia (2025):

12M+

$2B

2.3M

Dark Web Monitoring

Social Media Monitoring

Early Detection Of Identity Fraud With Your Credit & Identity Plan

How to Get Started?

Create Account

Verify Identity

Access Dashboard

Equifax is the largest credit reporting body in Australia and services over 100+ financial institutions.

Get More With Your Credit Score

Buying, borrowing, or refinancing?See what your lenders may see and use it to your advantage.

In the market for a home?

Applying for Credit?

Refinancing?

A better score isn’t just a number, it could be tens of thousands of dollars saved in interest and higher borrowing capacity to get more of what matters to you.

An Average score might limit your options. A good score can help open doors. An Excellent score may give you the power to negotiate.

With an Equifax Credit Protect subscription, in addition to your credit report:

01

Track Your Credit Score

02

Understand Contributions to Your Credit Score

03

Monitor Your Score Strategy

04

Stay Ahead with Alerts

05

Protect Your Personal Credit Data

Every day more and more Australians are impacted by personal identity theft, which also then can impact their credit score.

In Australia (2025):

12M+

$2B

2.3M

Dark Web Monitoring

Social Media Monitoring

Early Detection Of Identity Fraud With Your Credit & Identity Plan

How to Get Started?

Create Account

Verify Identity

Access Dashboard

Equifax is the largest credit reporting body in Australia and services over 100+ financial institutions.

Buying, borrowing, or refinancing?
See what your lenders may see and use it to your advantage.