It's never too late to start over

We know life can throw us some curveballs.

Whether it’s because of a relationship breakdown, a long-term illness, or an extended overseas stint – major life changes can impact your credit profile.

And that means you could struggle to get the finance you want when you need it.

The good news is that it’s never too late to hit the reset button and build a new life. It's why we're sharing our top tips to help you bounce back and take control of your credit profile and your financial health.

Start your next chapter

See our practical tips on starting over and taking back control of your financial health.

How to get unstuck and reboot your life

Need to start over but don’t know where to begin? Break through the overwhelm with these top tips.

8 steps to create a solid financial plan

Having a solid plan is a key part of rebuilding your credit and financial health.

30 ways to jump start your savings

Get back on your feet and reset your finances with our practical budgeting tips.

5 tips for "Starting Over" financially

Olivia White provides some tips to help through financial hardship.

Starting over success stories

"I did everything I thought was right and they still said no."

Despite years of doing the right financial things, Nichola found herself starting from scratch when she returned from living in New Zealand. Find out more about her experience and what she did to get back on track.

Read her story

Get credit wise

Learn more about your credit profile and the impact of identity theft on your financial health.

What is a credit score?

Find out what goes into your credit score and why it matters.

How big life changes affect your credit score

Understand the impact of how some life changes impact your credit score.

How to repair your credit profile

Improve your financial foundation with strategies to help you rebuild your credit profile.

How protecting your identity also protects your credit

Understand how identity theft can impact your credit score and what you can do to help prevent it from happening.

Get proactive protection and start taking control with your 1 month FREE* trial

Your credit profile can be affected by past financial challenges or identity theft, making it harder for you to borrow money. Take action now so you can manage your credit profile, reduce the risk of identity theft, and protect your financial health. Get comprehensive credit and identity protection with Equifax Credit & Identity Protect.

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*Free 1 month trial except for a $1 non-refundable activation fee for new customers only. Subscription will then auto-renew at $14.95 per month. Cancel at any time.

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Important information
The information set out above is general in nature and has been prepared without taking into account your objectives, financial situation or needs. By providing this information Equifax does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.