I have a bad credit score and I don’t know why?

There are a number of factors that go into making up a credit score. If you have defaulted on paying any invoices, have multiple credit enquiries in a short period of time, have any outstanding legal actions or have gone into external administration, then events such as these could result in a low credit score.

To find out more about what has affected your credit score, you can purchase a SwiftCheck report.

If you’re still unsure, or believe that something on your credit report is incorrect, you can submit a correction request.