In today's dynamic financial landscape, the digital channel isn't just an option—it's the primary battlefield for attracting and retaining customers. Lenders with robust online solutions are keenly aware that success hinges not only on competitive rates but also on delivering an exceptional, frictionless digital experience. Consumers expect speed, transparency, and certainty, and anything less can lead to abandonment.
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The Equifax Q1 2025 Commercial Credit Report reveals a nuanced picture of the commercial credit landscape. Overall business credit applications saw a modest rise, but underlying trends reveal caution among Small and Medium Enterprises (SMEs) and significant pressures in key industries.
How effectively does your organisation detect potential money muling activities?
Hospitality sector facing a severe downturn, with construction and retail also showing ongoing signs of struggle.
The Equifax Q1 2025 Consumer Credit Report reveals growth in credit demand alongside emerging financial pressures. Unsecured credit demand, encompassing credit cards, personal loans, and BNPL, registered a second consecutive quarterly increase, up 5.5% year-on-year.
The fraud landscape is rapidly evolving, with technological advancement and economic vulnerability expected to fuel its growth. Our latest Equifax Fraud Index Report highlights four key shifts in fraud activity and their drivers.
Many businesses underestimate the potential risks and actual costs of fraud, and mistakenly believe that prevention will hinder the customer experience. It’s time to reconsider.
Larger mortgages over $1million now exhibiting unprecedented repayment strain
Independent iCIRT ratings are gaining traction within the residential construction sector. Here’s why property buyers, builders, developers, funders and others are using ratings.
