2025 Year of Resilience: The Majority of Australians Maintained 'Excellent' Credit Scores, Defying Economic Headwinds and the Cost-of-Living Crisis
8th Dec 2025

The latest data from Equifax reveals Australians demonstrated strong financial resilience in 2025, amid an ongoing cost-of-living crisis, the national average credit score remained in the ‘Excellent’ range at 864 (out of a possible 1200), lifting by three points from the 2024 average of 861.

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Tranche 2 refers to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations

If you're a real estate professional in Australia, you may be hearing about “Tranche 2" and wondering what it means for your business. Tranche2 refers to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations that will be applicable to all real estate agencies from July 2026.

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If you're an accounting firm in Australia, you may be hearing about “Tranche 2" and wondering what it means for your practice. Tranche2 refers to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations that will be applicable to all accounting firms from July 2026.

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experts in AML/CTF

If you're a law firm in Australia, you may be hearing about “Tranche 2" and wondering what it means for your practice. Tranche 2 refers to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations that will be applicable to all law firms from July 2026.

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Developers that obtain an iCIRT rating can more easily meet new regulatory requirements 

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Equifax Auto Industry Forum 2025 - Industry Insights on EV Automobile development Credit Fraud and more

The 2025 Equifax Auto Forum convened industry leaders to explore the evolving automotive landscape. Discussions provided valuable insights into the profound impact of China's automotive industry, strategies for combating fraud, the transition of the vehicle market, and critical commercial insights. 

The central theme emphasised the dynamic shifts within the auto sector, highlighting the need for businesses to adapt to new market forces, technological advancements, and evolving consumer behaviours. 

Here's a summary of the key insights and talking points.
 

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At the recent Equifax Frontiers: Championing Digital Trust event, a panel of experts who have navigated the implementation of Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) reforms, offered insights to businesses preparing for amendments to the current AML/CTF regulations and the expansion to Tranche 2 entities.

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Grant Thornton partner and risk consultant, Neil Jeans, explains Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) reforms and why they must prompt a complete rethink in how businesses protect themselves against financial crime.

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Understanding the criteria for a favourable iCIRT ‘Capacity’ assessment.

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The Equifax Q2 2025 Consumer Credit Report shows that unsecured credit demand is continuing its upward trend, while secured credit demand grew at a more modest pace, driven by a steady 4.9% increase in mortgage applications. 

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The construction sector’s reputation has rallied over the past 12 months, but consumers report growing concerns that builders will cut corners to reduce costs or deliver homes faster as housing supply targets put pressure on the industry. 
 

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