Take Better Control Of Your Credit And Identity
Now including Norton™ dark web and social media monitoring, our credit and identity plans provide even more protection to reduce your risk of becoming a victim of identity crime.
Identity Protection, powered by
Just here for your free credit report? Click here*
Note: If you are a sole trader with an outstanding tax debt, please run a Swiftcheck report to see the details.
Safeguard your credit and identity
Your credit profile and identity play a key role in your financial health.
When you apply for credit, lenders will review your credit report to assess your profile and your attractiveness as a borrower.
If you have a poor credit profile as a result of identity theft or unhealthy financial habits, it can be hard to secure the finance you need to reach your goals.
Get protected today and know when your credit or identity is at risk - before it’s too late.
The cost of identity theft†
Identity theft is one of the fastest-growing crimes in Australia. It impacts many Australians, costing them time, money, and their financial health.
- 29% of victims experienced a financial loss.
- An average of 13 hours lost reporting the damage.
- More than 1 in 4 victims did not know how their personal information was obtained.
†Stats based on: Identity crime and misuse in Australia 2023
Has your personal information been compromised in a data breach? If you have received an Equifax Protect code, sign up here. Or see our tips to protect yourself.
We can help you take proactive steps to protect your identity PLUS monitor and improve your credit health
Know where you stand
Know where you stand
See how lenders may view you as a borrower
Be informed
Be informed
Get notified of key changes to your Equifax Credit Report
Protect your identity
Protect your identity
Be alerted to early signs of potential identity theft or fraud
Take control
Take control
Enhance your knowledge of credit and identity and how it impacts you
Compare our range of Free Credit Reports and paid monthly subscription plans
If you are an Authorised Access Seeker such as a credit repairer, financial counsellor, broker or third party accessing an Equifax Credit Report on someone's behalf, you can only request Equifax Credit Reports through our My Credit File website here.
Just here for your free credit report? Click here*
Note: If you are a sole trader with an outstanding tax debt, please run a Swiftcheck report to see the details.
If you have been impacted by a data breach and have received an Equifax Protect promo code, redeem here.
Credit & Identity Protect
$14.95monthly
Receive the comprehensive protection by combining both Equifax Credit and Equifax Identity. Access all the features of both plans at a discounted monthly price.
CREDIT FEATURES
- 12 x Equifax credit report (one every month)
- Credit alerts for changes to your report
- Monthly Equifax credit score
- Equifax score tracker
- Top key contributing factors
IDENTITY FEATURES
- Monitor the dark web and social media with Identity Protection1
- Document expiry alerts2
- Secure key and luggage tags (printable)
- Up to $15,000 insurance with Identity Guard³
Credit Protect
$9.95monthly
Manage your credit profile by monitoring information in your credit report, receiving alerts for key changes, and understanding what influences your credit score.
CREDIT FEATURES
- 12 x Equifax credit report (one every month)
- Credit alerts for changes to your report
- Monthly Equifax credit score
- Equifax score tracker
- Top key contributing factors
Identity Protect
$9.95monthly
Safeguard your identity by monitoring key personal information, receiving alerts for early warning signs, and insurance cover if you do become a victim.
IDENTITY FEATURES
- 1 x Equifax credit report (one per year)
- Monitor the dark web and social media with Identity Protection1
- Document expiry alerts²
- Secure key and luggage tags
- Up to $15,000 insurance with Identity Guard³
There are three Credit Reporting Bodies in Australia and you are able to obtain a copy of your free credit report held by them.
If you are unable to order your free credit report online via our website, you can also request it by other means. Click here for details.
Note: If you are a sole trader with an outstanding tax debt, please run a Swiftcheck report to see the details.
* Eligibility criteria applies. You’re eligible if you’ve been declined credit in the last 90 days or had an item corrected on your Equifax credit report or once every three months.
2 Document expiry alerts are available for 2 passports and 2 licences.
3 Terms, conditions, exclusions and limitations apply. Click here to view the Identity Guard Insurance Policy Information Booklet
Monthly subscription products: You can cancel at any time with effect at the end of the month in which you cancel your subscription.
You need to be 18 years of age and over to order a copy of your credit report
It’s easy to get started
1. Sign up online
1. Sign up online
2. Upload your documents
2. Upload your documents
3. Get verified
3. Get verified
4. Access your dashboard
4. Access your dashboard
Equifax Help Centre
Access helpful services and useful information to help you take control of your credit profile, and better protect yourself from identity theft and fraud.
Understand your Equifax Credit Report
It can be quite complex but here’s a host of helpful hints in learning how to read your Equifax Credit Report
Read More
Correct your Equifax Credit Report
If you’ve found a mistake on our Equifax Credit Report, learn about what steps you can take to fix it
Read More
Learn about
Credit Scores
Why are credit scores important and how do banks and financial institutions use them?
Read More
Denied Credit
If you’ve been denied credit for a home loan, personal loan or credit card, here are some useful tips on what to do next
Read More