What “Good Looks Like” for iCIRT Ratings - Capital
16th Oct 2025

An iCIRT rating recognises the multifaceted elements that distinguish high-trust property development and construction companies. But what does this look like in practical terms?

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A person you trust initiates a video conference and requests access to a confidential document. Nothing in their appearance or demeanour seems untoward, and their follow-up email uses the same communication style you’ve come to expect. So, naturally, you share the file with them.

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Commercial credit demand improving, but small business owners continue to bear the brunt of difficult market conditions

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While insurers are increasingly using data to gain competitive advantage, the potential of credit data remains largely untapped within Australia’s commercial insurance sector.

While insurers are increasingly using data to gain competitive advantage, the potential of credit data remains largely untapped within Australia’s commercial insurance sector. To explore its possible value across the policy lifecycle, Equifax partnered with a leading commercial insurer to augment their internal customer data with Equifax credit data. 

Exploratory sandbox experiments unearthed compelling evidence showcasing the substantial gains of leveraging credit data, specifically across areas such as: Validation, Risk modelling and Marketing strategy.

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Equifax, the global data, analytics and technology company, has announced a partnership with Norton, a consumer Cyber Safety brand of Gen™, bringing together two leaders in their respective industries to offer Australians a powerful suite of identity and credit protection services.

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In a tale of two markets, Australia finds itself contending with starkly opposing realities in its real estate landscape. While the residential sector grapples with a severe shortage, commercial properties, particularly office spaces, are experiencing very high vacancies.

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Approving a credit application without checking a customer’s credit report and credit score is like building a puzzle with missing pieces. You may have some parts of the financial picture, but the overall view will be incomplete and maybe inaccurate. Credit reports and scores help credit providers make informed decisions that benefit the entire lending ecosystem. Here’s how...
 

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Insolvencies continue to rise, with December marking a 5-year high

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Mortgage demand returns to positive growth for the first time since 2021

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Data analytics can help retailers make better decisions, fight fraud and drive profitability

Data analytics to retailers is like a microscope to a scientist – revealing details and patterns in consumer behaviour that otherwise remain unseen. For online retailers, data analytics can mean the difference between guesswork and precise knowledge about what works. Between maintaining the status quo and adapting to dynamic market changes. Between losing revenue to fraudsters and safeguarding profits.

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