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45% of Australians intend to purchase, renovate or build in the next five years. A third of this cohort (32%, approximately 2.9 million Australians) say they have a negative perception of the construction industry in Australia.
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Financial planning and spending habits change to manage financial health as high cost of living continues, reveals the Equifax Australian Credit Scorecard 2023
Tougher economic climate also impacting business growth
Insolvencies and late payments climb, while more SMBs and Sole Traders experience mortgage stress
Mortgage arrears accelerate as the impact of interest rate rises becomes more pronounced
Nearly a quarter of mortgage surveyed brokers expect to take on more refinancing loans this year
The long-anticipated insolvency backlog ‘tsunami’ may finally be coming to shore.
Credit card demand continues to grow
Business credit demand decreased year-on-year in the December quarter, with commercial enquiry volumes falling across all product types.
