Understanding the criteria for a favourable iCIRT ‘Counterparties’ assessment.
Highlights
Administrative burdens and fraud are major issues for mortgage brokers, Technology adoption is surprisingly low, AI and Open Banking data are slowly gaining traction, Market adaptation is key.
Secured and unsecured credit demand soared in Q3 2025, with the latest Equifax Quarterly Consumer Credit Insights - September 2025 revealing mortgage applications rose by 10.3% vs Q3 2024, the strongest growth seen year-on-year since 2021. In addition, First Home Buyer (FHB) appetite climbed with the largest volume of FHB enquiries seen since Q1 2022.
The rapid acceleration of Artificial Intelligence (AI) presents a transformative opportunity for credit management. A recent survey, conducted in partnership with AICM, confirms this forward-looking mindset across the credit management community.
While credit demand remains strong, particularly in the business loan sector, a closer look at the data reveals underlying strains that are impacting cash flow and creditworthiness.
An iCIRT rating recognises the multifaceted elements that distinguish high-trust property development and construction companies. But what does this look like in practical terms?
If you're a Virtual Asset Service Provider (VASP) in Australia, you may be hearing about AML reforms and wondering what it means for your business. AML/CTF reforms refer to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations that will be applicable to all VASPs from 31 March 2026.
If you're a real estate professional in Australia, you may be hearing about “Tranche 2" and wondering what it means for your business. Tranche2 refers to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations that will be applicable to all real estate agencies from July 2026.
If you're an accounting firm in Australia, you may be hearing about “Tranche 2" and wondering what it means for your practice. Tranche2 refers to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations that will be applicable to all accounting firms from July 2026.
If you're a law firm in Australia, you may be hearing about “Tranche 2" and wondering what it means for your practice. Tranche 2 refers to major changes to Australia's Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) regulations that will be applicable to all law firms from July 2026.
Developers that obtain an iCIRT rating can more easily meet new regulatory requirements
