2025 Year of Resilience: The Majority of Australians Maintained 'Excellent' Credit Scores, Defying Economic Headwinds and the Cost-of-Living Crisis
8th Dec 2025

The latest data from Equifax reveals Australians demonstrated strong financial resilience in 2025, amid an ongoing cost-of-living crisis, the national average credit score remained in the ‘Excellent’ range at 864 (out of a possible 1200), lifting by three points from the 2024 average of 861.

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Teething problems and mistakes are great opportunities for learning, fine tuning and perfecting.

But learning from your own mistakes can be bitter. Learning from others is better.

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Thank goodness for red squiggly lines.

Make a mistake on a Word document or an email and those jarring, but helpful red squiggly lines alert you to an embarrassing typo.

If only the PPSR registration process was similarly obliging.

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27th Mar 2018

Any good story will tell you the main facts, such as What, Who, When, Where, Why, How and How Much?

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Forgetting to renew your car insurance and then getting into a bingle a couple of weeks later is annoying. What's worse, is not registering your goods on the PPSR – or registering them incorrectly – only to find out your customer has gone belly up.https://www.edxppsr.com.au/about-pps/ppsa-explained

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Equifax Australia and Equifax New Zealand systems were not compromised by the recent cybersecurity incident in the U.S. The Equifax U.S. web server that was targeted is not a component of the Equifax Australia or Equifax New Zealand infrastructure, and Equifax has found no evidence that the U.S. cybersecurity incident impacted personal information of consumers in Australia or New Zealand.

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Consumers who purchased a MyCreditFile Express product which was available from 12 March 2014, may be eligible for a refund from Equifax (formerly Veda).

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These best practice steps for data driven segmentation will help make sure even small projects can transform entire companies on the road to bigger market share.

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