2025 Year of Resilience: The Majority of Australians Maintained 'Excellent' Credit Scores, Defying Economic Headwinds and the Cost-of-Living Crisis
8th Dec 2025

The latest data from Equifax reveals Australians demonstrated strong financial resilience in 2025, amid an ongoing cost-of-living crisis, the national average credit score remained in the ‘Excellent’ range at 864 (out of a possible 1200), lifting by three points from the 2024 average of 861.

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Data and analytics are shaping the way businesses in the education sector make decisions to enhance their marketing strategies, as well as boost student academic performance.

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In this interview, we find out why Australian small business owners are turning to online lending.

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Need a ‘to-do’ checklist to prepare for financial year end? Here’s what to include.

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You’re a small business owner seeking loan approval. What do lenders look for, and what does it take to make a good impression?

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Are you constantly running out of cash? Go back to basics with your cash flow.

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Just because you own an asset, doesn’t mean it’s yours to keep. If your business hires or loans equipment to third parties and you don’t comply with the PPSA, you have little protection over your equipment should your customer go broke. The collapse of Kentor Minerals proves spectacularly how security interest now beats legal title.

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https://www.edxppsr.com.au/contactWhen it comes to protecting your business from bad debt, where do you turn: trade credit insurance or the PPSR?

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As global efforts to reduce money laundering and terrorist funding increase, so does the onus on Australian financial institutions to carry out politically exposed person (PEP) and sanction screening. 

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When a customer goes out of business before you’ve been paid, there’s one important way to protect yourself: the PPSR. This court case shows how registering your security interests on the PPSR will give you a seat at the negotiating table and a real chance to recover goods or money owed. 

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Path beyond Australia's Banking Royal Commission

Over the past three years, the words 'Banking Royal Commission' became part of Australia’s conversation about itself, starting as an argument about whether to have an inquiry and then later as we watched the court room drama of the 2018 hearings unfold. 

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