Why don't I have an Equifax Credit Score?

If you don’t have an Equifax Credit Score, it’s probably because you are not credit-active or haven't applied or used credit. Children don’t have Equifax Credit Scores and some older Australians and those new to Australia may not either.I f you fall into one of the categories of insolvency such as bankruptcy, you may not have a credit score either as Equifax does not score credit files where insolvency information is present.