Take control of your credit report and score

Understand your credit profile and how you can better protect yourself from identity theft and fraud with your Equifax Credit Report and Score.
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Equifax provides you access to information to give you confidence to make better credit decisions, every day

Know where you stand

Know where you stand

See how lenders may view your credit worthiness

Stay up to date

Stay up to date

Get notified of key changes to your Equifax Credit Report

Protect your identity

Protect your identity

Be alerted to early signs of identity theft or fraud

Manage your credit profile

Manage your credit profile

Enhance your knowledge of credit and identity and how it impacts you

It’s easy to get started

get started portal

1. Sign up online

1. Sign up online
1. Sign up online

2. Upload your documents

2. Upload your documents
2. Upload your documents

3. Get verified

3. Get verified
3. Get verified

4. Access your dashboard

4. Access your dashboard
4. Access your dashboard

The Credit Report and Score that matters

The Credit Report and Score that matters

As the leading provider of credit information and analysis in Australia your Equifax Credit Report and Score is the one that matters most. Get access to an interactive dashboard to manage your credit profile and understand how to improve it

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Identity monitoring that puts you in control

Identity monitoring that puts you in control

Understand how identity theft happens and the steps you can take to better protect your identity and what you should look out for. Set up alerts to monitor if your personal information is found to be at risk and be notified of changes to your Equifax Credit Report

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Compare our range of Free Credit Reports and paid monthly subscription plans

If you are an Authorised Access Seeker such as a credit repairer, financial counsellor, broker or third party accessing an Equifax Credit Report on someone's behalf, you can only request Equifax Credit Reports through our My Credit File website here.
Equifax Credit Report

Free 

*Eligibility criteria apply

You can get a free copy of your personal Equifax credit report provided you have:

  • been declined credit in the last 90 days; or

  • had an item corrected on your Equifax credit report; or

  • once every 3 months

You can also order your credit report over the phone on 13 8332, or mail your request to us at GPO Box 964, NORTH SYDNEY, NSW 2059

Equifax Credit Report

$6.95 

If you don’t meet the criteria for a free Equifax credit report you can get a once-off credit report for $6.95

Equifax ID Basic

$4.95per month 

1 x Equifax Credit Report
(one per year)

Credit alerts

Identity Watch

Identity Guard Insurance^

Equifax Premium

$9.95per month 

4 x Equifax Credit Reports
(one each quarter)

Credit alerts

Monthly Equifax Credit Score

Top 4 Equifax Credit Score contributing factors

Equifax Score Tracker

Equifax Ultimate

$14.95per month 

12 x Equifax Credit Reports
(one each month)

Credit alerts

Monthly Equifax Credit Score

Top 4 Equifax Credit Score contributing factors

Equifax Score Tracker

Identity Watch

Identity Guard Insurance^

Subscription products: You can cancel at any time with effect at the end of the month in which you cancel your subscription.

You need to be 18 years of age and over to order a copy of your credit report

^Terms, conditions, exclusions and limitations apply. See the Identity Guard Insurance Policy Information Booklet for details.

Identity Theft

Identity theft can be a stressful, time-consuming and costly experience. Unfortunately, many people don’t realise that their identity has been stolen until it’s too late. Learn about steps you can take to better protect yourself
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Equifax Help Centre

Access helpful services and useful information to help you take control of your credit profile, and better protect yourself from identity theft and fraud.
Understand your Equifax Credit Report

It can be quite complex but here’s a host of helpful hints in learning how to read your Equifax Credit Report

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Correct your Equifax Credit Report

If you’ve found a mistake on our Equifax Credit Report, learn about what steps you can take to fix it

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Learn about
Credit Scores

Why are credit scores important and how do banks and financial institutions use them?

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Denied Credit

If you’ve been denied credit for a home loan, personal loan or credit card, here are some useful tips on what to do next

Read More