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The Rate Hike Credit Check: How interest rate rises can impact your credit score

25 March 2026

After an extended period of record-low interest rates, the Reserve Bank of Australia cash rate increase in February 2026 has sent ripples through the Australian mortgage market. You are probably not only asking “How much will my repayments go up?” but also, “Will this higher rate damage my credit score?”

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Articles

19 December 2025

Financial Goals 2026: Simple Steps to Start 2026 with a Stronger Credit Score

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18 December 2025

What is comprehensive credit reporting?

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Articles

19 November 2025

Black Friday: Protecting Your Credit Score

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19 November 2025

Soft vs. hard credit checks

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18 November 2025

How long does information stay on my Credit File?

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22 October 2025

How To Use iCIRT Ratings When Choosing a Builder for Your New Home

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Articles

The Rate Hike Credit Check: How interest rate rises can impact your credit score

25 March 2026

After an extended period of record-low interest rates, the Reserve Bank of Australia cash rate increase in February 2026 has sent ripples through the Australian mortgage market. You are probably not only asking “How much will my repayments go up?” but also, “Will this higher rate damage my credit score?”

Read more