How often is my Equifax Credit Report updated?

There is no set frequency with which your Equifax Credit Report is updated.

Your Equifax Credit Report may be updated on a monthly basis with, for instance, information about whether you made the monthly minimum repayment on your credit card on time. It will also be updated if a credit provider lists an overdue debt you’ve incurred. Your Credit Report may also be updated whenever you apply for credit, open or close an account, change your credit limit, or agree to act as a guarantor. When Equifax receives publicly available information, such as default judgments, court writs and Bankruptcy Act information, this will also update your Credit Report.

Your Equifax Business Credit Report may be updated whenever you apply for business credit, change your credit limit or are listed as a new director. Credit providers may also update your report when they list any overdue debts you may have incurred and we may also add certain information obtained from third parties, such as default judgments, court writs and Bankruptcy Act information.