What goes into a credit profile?

We hear you, the world of credit can seem daunting and confusing at times.

To combat this we have created an infographic to explain exactly what goes into a credit profile and what it all means.

Your Credit Profile

Your credit profile is an assessment of your creditworthiness. Comprised of a credit score and credit report, it can assist in determining whether you qualify for a particular credit card, loan, mortgage or service, and on what terms.

2 Key Ingredients that make up Your Credit Profile

The 2 Key Ingredients that make up Your Credit Profile include Information sourced from lenders or credit providers such as banks, credit unions and buy now pay later and public records such as ASIC (Australian Securities & Investments Commission) and the judicial system.

Learn more about what makes up your Credit Profile by downloading our infographic here.

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