Risk Solutions

With an evolving risk landscape and growth in technological innovation, it’s vital to stay informed. 

Equifax Risk Solutions provides the insights businesses need to make highly informed decisions helping to identify, measure and mitigate risk.

Access our articles and free resources for insights into the power of data and analytics in helping you make better risk decisions.  Shift your perspective.

Diverging Trends: Commercial and Residential vacancies at two opposite extremes
26th Apr 2024

In a tale of two markets, Australia finds itself contending with starkly opposing realities in its real estate landscape. While the residential sector grapples with a severe shortage, commercial properties, particularly office spaces, are experiencing very high vacancies.

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Are you constantly running out of cash? Go back to basics with your cash flow.

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Just because you own an asset, doesn’t mean it’s yours to keep. If your business hires or loans equipment to third parties and you don’t comply with the PPSA, you have little protection over your equipment should your customer go broke. The collapse of Kentor Minerals proves spectacularly how security interest now beats legal title.

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https://www.edxppsr.com.au/contactWhen it comes to protecting your business from bad debt, where do you turn: trade credit insurance or the PPSR?

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As global efforts to reduce money laundering and terrorist funding increase, so does the onus on Australian financial institutions to carry out politically exposed person (PEP) and sanction screening. 

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When a customer goes out of business before you’ve been paid, there’s one important way to protect yourself: the PPSR. This court case shows how registering your security interests on the PPSR will give you a seat at the negotiating table and a real chance to recover goods or money owed. 

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Path beyond Australia's Banking Royal Commission

Over the past three years, the words 'Banking Royal Commission' became part of Australia’s conversation about itself, starting as an argument about whether to have an inquiry and then later as we watched the court room drama of the 2018 hearings unfold. 

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When you renew your expiring registrations on the PPSR, should you be registering “Transitional” or “Non-Transitional. If you get it wrong, your registration may be invalid, and you may lose your goods.https://www.edxppsr.com.au/contact

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We are increasingly apprehensive about machines making unrestrained, unexplainable and potentially biased decisions that may impact our lives and wellbeing. Can we accept decisions when they aren’t reasonably understandable and appear unfair? 

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Creditor Rights To Your Advantage

A creditor's response to external administration can mean the difference between writing off the debt or achieving a recovery. Here Karl Hill looks at how creditors can enforce their rights and what can be done to hold external administrators accountable.

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How to screen for sanctions and Politically Exposed Persons (PEPs): 6 strategies that could help you protect your business.

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