What affects your credit score?

Learn more about how your credit score is calculated

Want to know what's affecting your credit score? We cover the top 10 factors that can affect your credit score - both positively and negatively - so you can understand the detail behind the number.

What affects your credit score
What affects your credit score

Are you ready to monitor and improve your credit score?

Equifax has a range of services that help you identify key impacts on your credit score and track changes over time so you can be better prepared when you next apply for credit.

Compare our plans to find the best fit for you.