What is the difference between a Credit Score and a Credit Report?

A Credit report is the detail of your credit history to date whereas a credit score is simply a number which is derived from the information on an individual’s credit report as held by the credit reporting body (CRB) when the credit score is requested.

Your Credit Score does not form part of your Credit Report, rather it is derived from the information available on your Credit Report at a specific point in time.

You can get your free Equifax Credit Report here or to view your Credit Score, you may consider subscription plans from Equifax.