Credit and Identity Products

Find out where you stand with your Equifax credit report and Equifax score.
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Protect your credit profile and identity

Your credit profile and identity play a key role in your financial health.

A poor credit score due to identity theft or unhealthy financial habits can impact your ability to access credit – and make it harder for you to secure the finance you need to reach your goals.

Take control of your credit and identity with Equifax. Our protection plans help you manage your credit profile, safeguard your personal information, and reduce your risk of becoming a victim of identity crime.

Compare our range of Free Credit Reports and paid monthly subscription plans

If you are an Authorised Access Seeker such as a credit repairer, financial counsellor, broker or third party accessing an Equifax Credit Report on someone's behalf, you can only request Equifax Credit Reports through our My Credit File website here.

Pricing Table


Credit Protect


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Manage your credit profile by monitoring information in your credit report, receiving alerts for key changes, and understanding what influences your credit score.


  • 12 x Equifax credit report (one every month)
  • Credit alerts for changes to your report
  • Monthly Equifax credit score
  • Equifax score tracker
  • Top key contributing factors

Identity Protect


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Safeguard your identity by monitoring key personal information, receiving alerts for early warning signs, and insurance cover if you do become a victim.


  • 1 x Equifax credit report (one per year)
  • Monitor the dark web and social media with Identity Protection1
    Powered by Norton
  • Document expiry alerts²
  • Secure key and luggage tags
  • Up to $15,000 insurance with Identity Guard³

Free Equifax Credit Report*

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* Eligibility criteria applies. You’re eligible if you’ve been declined credit in the last 90 days or had an item corrected on your Equifax credit report or once every three months.

1 Identity Protection powered by Norton™ monitors Driver’s licence number, monitor 4 passports, 10 bank accounts, 10 credit cards, 10 gamer tags, 5 email addresses, 5 phone numbers, 5 physical addresses, 5 insurance ID numbers and Mother’s maiden name.
2 Document expiry alerts are available for 2 passports and 2 licences.
3 Terms, conditions, exclusions and limitations apply. Click here to view the Identity Guard Insurance Policy Information Booklet

Monthly subscription products: You can cancel at any time with effect at the end of the month in which you cancel your subscription.

You need to be 18 years of age and over to order a copy of your credit report