Approving a credit application without checking a customer’s credit report and credit score is like building a puzzle with missing pieces. You may have some parts of the financial picture, but the overall view will be incomplete and maybe inaccurate. Credit reports and scores help credit providers make informed decisions that benefit the entire lending ecosystem. Here’s how...
The downturn in the Australian automotive industry is expected to last into 2020. A motor industry overview presented by Deloitte at the recent Equifax Automotive Finance Forum painted a stark picture of declining car sales and an industry heavily reliant on income from bonuses and Finance & Insurance
If you want a more coherent understanding of how visitors interact with your website, be sure to make use of Urchin Tracking Module (UTM) parameters and channel groupings in Google Analytics. These advanced tracking and grouping options provide useful insights into the traffic and value generated from your marketing campaigns.
Make sure you’re hiring the right person for the right job. Consider these five tips when screening candidates for roles in your organisation.
In a competitive workforce, it’s important to do what you can to stand out from the crowd and show employers that you’re organised and job ready. One way to do this is by ordering a personal background check on yourself.
There is a growing demand for aged care in Australia, thanks to our ageing population, increased life expectancy and longevity.
Business Credit Demand Index by Equifax (June 2019 Quarter)
Overall business credit applications down -8.99% (vs June quarter 2018).
Growth in business loan applications up +0.90%, while trade credit applications fell -5.02% (vs June quarter 2018).
Asset finance applications decline -26.14% (vs June quarter 2018).
Q2 2019 insolvency statistics show a 15% increase compared with the previous quarter.
Consumer Credit Demand Index by Equifax (June 2019 Quarter)
Overall consumer credit applications down -5.9% (vs June quarter 2018), credit card applications declined by -10.4% (vs June quarter 2018) and personal loan applications also softened, by -2.0% (vs June quarter 2018).
Mortgage applications declined by -11.9% (vs June quarter 2018).
Datalicious helped Scentre Group deliver valuable insights so they could offer their customers a seamless digital experience, boost engagement with appealing content, and build a positive brand experience.
One in 10 consumers have switched credit products in the past 12 months, according to the Equifax Australian Consumer Credit Pulse 2019 report
SYDNEY, Wednesday, 31st July 2019 – One in 10 consumers have switched credit products in the past year, according to new research and analysis from Equifax, the global data, analytics and technology company and leading provider of credit information and analysis in Australia and New Zealand.
