Mortgage demand fell -4.6% in Q1 2022, marking the first decline in more than two years according to the latest Equifax Quarterly Consumer Credit Demand Index (Mar 2022).
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Just because you own an asset, doesn’t mean it’s yours to keep. If your business hires or loans equipment to third parties and you don’t comply with the PPSA, you have little protection over your equipment should your customer go broke. The collapse of Kentor Minerals proves spectacularly how security interest now beats legal title.
When it comes to protecting your business from bad debt, where do you turn: trade credit insurance or the PPSR?
As global efforts to reduce money laundering and terrorist funding increase, so does the onus on Australian financial institutions to carry out politically exposed person (PEP) and sanction screening.
When a customer goes out of business before you’ve been paid, there’s one important way to protect yourself: the PPSR. This court case shows how registering your security interests on the PPSR will give you a seat at the negotiating table and a real chance to recover goods or money owed.
Path beyond Australia's Banking Royal Commission
Over the past three years, the words 'Banking Royal Commission' became part of Australia’s conversation about itself, starting as an argument about whether to have an inquiry and then later as we watched the court room drama of the 2018 hearings unfold.
We are increasingly apprehensive about machines making unrestrained, unexplainable and potentially biased decisions that may impact our lives and wellbeing. Can we accept decisions when they aren’t reasonably understandable and appear unfair?
How to screen for sanctions and Politically Exposed Persons (PEPs): 6 strategies that could help you protect your business.
New opportunities emerge for lenders as consumers benefit from comprehensive credit reporting, reveals the 2018 Equifax Australian Credit Scorecard
Demand for trade credit is growing but competition is fierce, according to the 2018 National Credit Managers Survey from Equifax
New research from Equifax indicates Victorians are highly receptive to conversion to solar power, battery storage and electric cars.
