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Infographic: What really goes into a credit profile?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Do you know if you are creditworthy? Your credit profile is used by lenders to assess your creditworthiness. It is made up of a credit score and credit report which are generated using data from your credit ...

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Financial Goals: Four Ways To Set Yourself Up For Success

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... your savings? Or, are you focused on improving your credit score? No matter your goal, here are five key ways to set yourself up for ...

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Has your Identity Been Stolen, Now What?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... as your name, address, tax file number, driver’s licence, credit card number, date of birth or Medicare details. In the six months ... bills for purchases you didn’t make or until your credit score takes a significant hit.   The impact of identity crime ...

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What Is Considered ID Theft?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... of identity fraud or theft, you will need to order a credit history report . In this report, you’ll be shown your current credit ... and then they’re refused. Upon checking your credit score rating, you may see a credit default on a loan that you never applied ...

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How not to fall victim to identity theft

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... information misused in the past 12 months. Names and credit/debit card details were most commonly misused (41% each). Misuse ... than time and money. It can seriously affect your credit score, making it harder to access the credit you need to achieve your ...

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What Is Identity Theft?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... financial gain. Equifax is one of three national credit reporting bodies (CRBs) that operate in Australia. We can help you find ... This means that this can negatively impact your credit score rating and leave you with a bad credit score.   In bad cases of ...

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What Are The Biggest Cyber Security Threats Australian Shoppers Face?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... even gain access to sensitive data like saved passwords and credit card details.   How to protect yourself Only ... of cybercrime, including identity theft , your credit score could be negatively impacted if fraudsters misuse your information. ...

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How To Protect Your Identity From Being Traded on the Dark Web

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... a fake email or website encourages a user to enter their credit card details in good faith. Smishing – ... identity stolen can cost you time, money, and your credit score. In 2023, the Australian Institute of Criminology (AIC) found that ...

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10 Tips On How To Spend Smart When Shopping Online

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... 6. Consider how you'll pay Will you pay with cash or credit? And if you use credit, what type will you use and how will you pay it ... as Buy Now, Pay Later may have an impact on your credit score , so it's important to see how that fits in with your longer-term ...

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What is identity theft and how does it happen?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... to your personal information, they could: Open new credit card accounts in your name. When the thief makes purchases on the credit ... reported to your credit report and could impact your credit score and your ability to get credit in the future Open a bank ...

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