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Tips for your next big financial purchase and the impact of your credit score

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... financial pitfalls. Whether you choose to save, use credit, or a combination of both, it all begins with planning and preparation. ... to understand the lending process and the role your credit score plays in your application. In this article, we share tips for ...

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Know where you stand with an Equifax Credit Score

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Understanding your Equifax Credit Score can give you a better indication of how lenders view you when applying for credit. Your Equifax Credit Score is a credit rating between 0-1200 that ...

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How does my Equifax Credit Score impact my credit application?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Your Equifax Credit Score is a summary of your credit information held by Equifax and indicates how finance or utility ...

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How often does my Equifax Credit Score get updated?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Your Equifax Credit Score is calculated at a point in time and will change each time new information is added to your Equifax Credit Report. With an  Equifax subscription  that includes an ...

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How do I understand my Equifax Credit Score?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Understanding your Equifax Credit Score can give you a better indication of how lenders view you when applying for credit. Your Equifax Credit Score is a credit rating between 0-1200 that ...

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Will a fresh start increase my credit score?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

It’s never too late to improve your credit score, and the start of a new financial year is a perfect time to begin. Here ...

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What is the difference between a Credit Score and a Credit Report?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

A Credit report is the detail of your credit history to date whereas a credit score is simply a number which is derived from the information on an ...

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Does requesting my Equifax Credit Report impact my Equifax Credit Score?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

No. Getting your Equifax Credit Report will not negatively impact your Equifax Credit Score. In fact, it may help you improve your Equifax Credit Score by ...

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Why doesn't my free Equifax Credit Report include a Credit Score?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Free Credit Reports  from Equifax do not include a Credit Score. This is because your Credit Score is generated using Equifax's ...

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Financial Hardship: Common Questions Answered

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... How will these hardship arrangements appear on your credit file? From the 1st of July 2022, Financial Hardship Information ... credit. How does financial hardship impact my credit score? A key consumer protection in place is ensuring that any ...

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