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Soft vs. hard credit checks

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Will checking your credit report hurt your credit score? Are you worried that checking your credit report will ...

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What affects your credit score?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Learn more about how your credit score is calculated Want to know what's affecting your credit score? We cover the top 10 factors that can affect your credit score - ...

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What do the different Equifax Credit Score ratings mean?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

The different Equifax Credit Score rating helps you to understand your level of risk, based on your Equifax Credit Score, compared to the Australian credit-active population held by ...

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What is financial hardship

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... What is financial hardship and how does it impact your credit score? Going through financial challenges can be a stressful time in your ...

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What's the difference between your credit score and credit report?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Getting your head around credit can be a little complex with all the terms that get bandied about. We ... everything means. Don't know the difference between a credit report and a credit score? You will at the end of this article! Let's get started. Firstly, ...

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What are Equifax Credit Score contributing factors?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Contributing factors are the items on an Equifax Credit Report that impact the Equifax Credit Score at a point in time. With an Equifax Credit Protect  or ...

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Does checking my Equifax Credit Report impact my Equifax Credit Score?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Checking your Equifax credit report is considered a soft credit check, and while it will be recorded (as a ‘file access’) in your credit file, it will not affect your Equifax credit score. Learn more about soft vs. hard credit checks here . Show ...

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What is comprehensive credit reporting?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

... big changes around what information is shared about your credit history thanks to Comprehensive Credit Reporting. It means positive ... was introduced, the potential impact on your credit score, and how you can benefit. A credit report is a record of your ...

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How to boost your credit score

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

Need a better credit score to get access to finance? A low credit score can stop you from getting the credit you need to reach your ...

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How is my Equifax Credit Score calculated?

With fears of an Australian recession due to COVID-19 rising, how can you prepare to ride out an economic storm? In such a challenging times, there are ways that you can prepare yourself for this uncertainty.

A good Equifax Credit Score can help give you confidence to help negotiate a better deal from a lender. If you're applying for credit, or are planning to in the future, it's important to understand your ...

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