Economic pressures continue to serve as a primary catalyst for financial fraud. The Equifax Fraud Index Report shows a 4% growth in fraud listings over the 2025 calendar year (vs same time in 2024), as rising financial strain heightened consumer vulnerability, making individuals easier targets for scams and money muling.
Insolvencies and late payments climb, while more SMBs and Sole Traders experience mortgage stress
Mortgage arrears accelerate as the impact of interest rate rises becomes more pronounced
Nearly a quarter of mortgage surveyed brokers expect to take on more refinancing loans this year
As the Government flags new regulations for the buy now, pay later (BNPL) sector, the question of how to mitigate risk has been the cause of much conjecture.
The long-anticipated insolvency backlog ‘tsunami’ may finally be coming to shore.
One year ago, the warning signs for Australia's construction industry were evident. Our data showed that construction industry insolvencies would be on the rise and that small construction business operators were dipping into their personal finances to keep their operations afloat.
Fast forward one year.
Credit card demand continues to grow
The oil and gas giant receives up to 1,000 fuel card applications a month from transport operators around Australia and New Zealand.
Business credit demand decreased year-on-year in the December quarter, with commercial enquiry volumes falling across all product types.
Mortgage demand continues to fall, while personal loan arrears suggest further financial turbulence ahead
