What are cookies?
A cookie is a small data file, stored on the visitor’s computer or mobile device which uniquely identifies the computer or mobile device to the site and is used to control access to the site content and other functionality, for example, they can help us to remember your username and preferences or even allow us to recommend content we believe you'd be most interested in or would be most relevant to you.
What types of cookies does Equifax use?
There are two types of cookies that we may use on our websites: “session cookies” and “persistent cookies”.
A session cookie is a temporary file used to store information regarding your current browser session. It is deleted when you close your browser. This type of cookie is used to facilitate your activities within that site.
A persistent cookie is a file that is saved on your computer and contains information that can be read by a website when you return to it. This type of cookie is to manage your user experience, or provide anonymous statistical analysis relating to your visits.
None of the cookies store any personal information that could be used to identify you.
First-party cookies and Third-party cookies
First-party cookies are cookies that are set by the websites of Equifax directly. Equifax may use the information you provide to assist us with database profiling. This is aimed at improving the quality of products and services offered to you.
Third-party cookies are cookies that are set on your computer or mobile device by external websites whose service are used on our websites.
Third-party cookies may also be placed on your computer or mobile device by our business partners so that they can use them to advertise products and services to you elsewhere on the Internet. These cookies use aggregate de-personalised information provided by Equifax to help clients’ personalise your experience when you visit their website.
What are cookies used for by Equifax?
How long will cookies stay on my device?
The length of time a cookie will stay on your computer or mobile device depends on whether it is a “persistent” or “session” cookie. Session cookies will only stay on your device as long as your session on the website. Persistent cookies stay on your computer or mobile device until they expire, you opt-out or are deleted.
How do I opt-out of, control and delete cookies?
You may opt-out of Equifax and third parties (whom Equifax has a relationship with) using cookies by clicking here. This places an opt-out cookie on your computer or mobile device to indicate to Equifax that you do not want Equifax to collect or share online advertising data from cookies about you with our clients. By opting-out, this does not mean that you will no longer receive other non-cookie related marketing. However, if you ever delete the opt-out cookie from your browser, buy a new computer or mobile device, or change web browsers, you will need to perform the opt-out task again. It is only when an opt-out cookie is present on your browser that Equifax knows that you have decided not to participate in Equifax’s cookie advertising program. You may set your computer or mobile device’s internet browser to notify you when you receive any third party cookie, which includes Equifax’s cookies, and be given a choice to block the cookie.
If you opt-out or delete a cookie, you may still use Equifax’s websites, but you may be limited to the functionality in some areas.
This policy was last updated on 30 June 2016.