What are cookies?
A cookie is a small data file, stored on the visitor’s computer or mobile device which uniquely identifies the computer or mobile device to the site and is used to control access to the site content and other functionality, for example, they can help us to remember your username and preferences or even allow us to recommend content we believe you'd be most interested in or would be most relevant to you.
What types of cookies does Equifax use?
There are two types of cookies that we may use on our websites: “session cookies” and “persistent cookies”.
A session cookie is a temporary file used to store information regarding your current browser session. It is deleted when you close your browser. This type of cookie is used to facilitate your activities within that site.
A persistent cookie is a file that is saved on your computer and contains information that can be read by a website when you return to it. This type of cookie is to manage your user experience, or provide anonymous statistical analysis relating to your visits.
None of the cookies store any personal information that could be used to identify you.
First-party cookies and Third-party cookies
First-party cookies are cookies that are set by the websites of Equifax directly. Equifax may use the information you provide to assist us with database profiling. This is aimed at improving the quality of products and services offered to you.
Third-party cookies are cookies that are set on your computer or mobile device by external websites whose service are used on our websites. These cookies come from other websites or servers, for functions such as advertising (like online banners) on the page you are browsing.
Third-party cookies may also be placed on your computer or mobile device by our business partners so that they can use them to advertise products and services to you elsewhere on the Internet. These cookies use aggregate depersonalised information provided by Equifax’s business partners to help clients personalise your experience when you visit their website and help clients target an audience for a product that may be displayed as advertising on a website that cookie visits.
What are cookies used for by Equifax?
Our cookies do not gather personal information. Where you agree, we may combine segment-based learning from our cookie data, with information that you provide to us (such as your email address), as well as third party cookies to deliver services or marketing offers specifically suited to your needs.
How long will cookies stay on my device?
The length of time a cookie will stay on your computer or mobile device depends on whether it is a “persistent” or “session” cookie. Session cookies will only stay on your device as long as your session on the website. Persistent cookies stay on your computer or mobile device until they expire, you opt out or are deleted.
How do I opt out of, control and delete cookies?
You can control how cookies are used on your computer or device by changing your browser settings, click here. If you decided to delete or block certain cookies, your experience on the website may be limited, and you may not be able to use some of our online features, especially where cookies are used for security and fraud detection functions. To find out more about Equifax business partner third party cookies and how you may opt out please visit this webpage where you can control the opt-out’s for third party cookies from Equifax business partners and third parties (whom Equifax has a relationship with).
If you opt out or delete a cookie, you may still use Equifax’s websites, but you may be limited to the functionality in some areas.
This policy was last updated in June 2021.