How do I track my Equifax Score?

Score Tracker is a valuable tool that tracks your Equifax Score over time, so you can take steps to improve your Equifax Score if needed, and determine the best time to put in your application for credit.

When you sign up to an Equifax Plus or Equifax Premium subscription package, we’ll generate an Equifax Score monthly which you will receive together with a graph that charts your score.  You’ll also receive information regarding what items on your credit report contributed to your score at that point in time.

It’s important to note that when a credit provider is assessing an application for credit, the Equifax credit score they receive is calculated at the time they do their enquiry and may be different from the Equifax Score that you receive. Credit scores are dynamic and can change depending on when the score is generated and in what circumstances it is requested. By monitoring your Equifax Score over time, you’ll see how your Equifax Score changes depending upon the information on your credit report. You’ll also have a better understanding what credit information lenders can see from Equifax to help you know where you stand.