What is the difference between an Equifax ID Basic annual subscription and Equifax ID Basic monthly subscription?

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From 30 November 2018 Equifax will no longer offer annual subscription product plans to new customers. If you are an existing customer on an annual subscription you may notice some differences in our annual and monthly plans with the same name. An Equifax ID Basic annual subscription (which differs from an Equifax Basic annual subscription) includes Credit Alerts, identity watch (cyber monitoring), and Identity Guard Insurance^. An Equifax ID Basic monthly subscription offers all of these plus a credit report once a year.

^Terms, conditions, exclusions and limitations apply. See the Identity Guard Insurance Policy Information Booklet for details.