It wouldn’t be out of line to say that it has been a tumultuous 18 months, filled with controversial events such as Brexit and the US presidential election of Donald Trump. For Australian credit managers, a dip in confidence has prompted a tightening of policies, according to new data revealed by Equifax.

A recent survey revealed that credit managers are cautious about future economic conditions.

Having large amounts of credit card debt could adversely affect your credit score - and subsequently your chances of getting credit. How can you reduce it?

Do you know what your credit score is? More importantly - how can you improve yours to appear more creditworthy in the eyes of lenders?

Baffled by the differences between credit reports and credit scores? Don't worry - we've got a simple rundown to eliminate confusion.

Credit repairers make many promises, but you can actually have mistakes on your credit report investigated for free. We tell you how to do this and what to watch out for.

SYDNEY, 2 August 2017 – A New Year brings a flurry of optimism, bold resolutions and a healthy dose of self-reflection. It is timely that Equifax, the global information solutions company and the leading provider of credit information and analytics in Australia and New Zealand, is encouraging Australians to review their fiscal wellbeing, specifically their credit profile, as the new financial year gets underway.

SYDNEY, AUSTRALIA, Monday,31 July 2017 – The Quarterly Business Credit Demand Index by Equifax, which measures the level of business loan, trade credit, and asset finance applications, rose at an annual rate of 2.7% in the June quarter, compared to the same period last year.

Sydney, Australia, Wednesday, 19 July 2017: Consumer credit demand rose a significant 10.3% in the June 2017 quarter, driven primarily by a surge in personal loan applications, according to data from the latest Quarterly Consumer Credit Demand Index by Equifax.