Loan enquiries made in the past five years for household, personal or family purposes or to purchase, re-finance or renovate a residential investment property, or where you have gone guarantor for someone else with respect to consumer credit.

If you shop online or share your information on social media it is a good idea to take steps to help protect your personal information.

Your Equifax Score is a summary of your credit information held by Equifax and indicates how finance or utility providers may view you when you apply for credit.

A good Equifax Score can help give you confidence to to help negotiate a better deal from a lender.

Your Equifax Score is displayed as a number as well as a percentile range, showing where your Equifax Score sits in relation to other credit-active Australians held in our credit reporting database.

Understanding your Equifax Score may help give you confidence when applying for credit.

It can happen to anyone. Your information could be stolen online, you could lose your wallet or a company you trust could have a data breach. How ever it may happen, you need to act fast.

Credit Alerts let you know if there are certain changes made to your Credit File, this could be someone trying to apply for credit in your name.

Credit and Identity Guard Insurance from Equifax supports you if you’ve become a victim of identity fraud.

Identity theft is a type of fraud which involves stealing money or gaining other benefits by pretending to be someone else. Identity theft can happen in many ways.