Features & Benefits

  • Enhanced Customer Experience

    Offer personalized rates upfront, improving customer satisfaction. Streamlining the application process and leading to faster time to ‘yes.’

  • Increased Revenue & Improved Margins

    Improve upfront risk-based pricing and rate attribution. At the same time, increase in margins based on the optimisation of average interest rates.

  • "Soft-Touch" Capability

    No impact on a customer's credit score.Soft Bureau footprint ensures CPs can prequalify without impacting customer credit scores.

  • Frictionless Onboarding / API Connectivity

     Leverage the existing Equifax Apply API for seamless integration into your customer journey.

  • Scores & Comprehensive Data

    Access to Equifax One Score, Key Contributing Factors (KCFs), and a subset of Credit Reporting Information.