How many countries does the International Reports service cover?

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Over 230 countries worldwide.

What do users need to know about this product before they can acquire it?

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They need to check their pricing schedule for details on pricing of each international report variation. IQ Connect is the only channel in which international reports can be purchased.

How can my organisation access this service?

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Via IDMatrix, Australia's most comprehensive fraud assessment and verification tool, or as a standalone service to support home-grown and off-the-shelf anti-fraud tools.

Do we send personal data?

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No, all data is hashed and can only be decrypted by the end user via unique encryption keys.

Does it affect website loading times?

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NO – the profiling is not noticeable by customers.

What do users need to know about this product before they can acquire it?

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Device Intelligence is a feature of IDMatrix that can be purchased as a stand-alone service or part of a collection of IDMatrix fraud prevention solutions, with result able to be viewed by a secure web portal.

Overview

Regarded as a first line of defence against fraud, the Commercial Entity Validation service from Equifax gives you peace of mind that you are dealing with a legitimate business, and reveals the people behind it.

A company check accesses ASIC's company register revealing company ownership and control. A business names search reveals the owner of the business name.

Powered through a single online portal, IQ Connect, you also get office holder details, and business structure insights through a suite of Australian Company Register derived reports to gain a more trusted picture of how your customer operates.

Commercial Entity Validation reports from Equifax give you the complete picture of who you’re doing business with, helps reduce risk and meet AML/CTF requirements.

Know Your Customer (KYC) with best practice business checks and reports

  • ASIC registration check
  • Officeholder details
  • Business structure insights
  • Business ratings
  • ABN and ACN confirmation
  • Entity details, status, state, business start date
  • PPSR registrations
  • Current & historical data

Equifax holds more fit-for-purpose credit data than any other organisation in Australia and New Zealand, with information on 2.5 million companies and 1.7 million registered business names that are actively trading, and information on 19.4 million credit-active people.

Overview

The first origination solution that assesses the credit risk of individuals applying for credit using negative and Comprehensive Credit Reporting (CCR) data.

Included in your Equifax Apply report are details of your customers’ credit enquiry history, details of insolvencies, directorships, business ownerships, demographic data, and now borrowing and repayment history all cleverly summarised into the market leading score from Equifax. This trusted rating of your customer’s credit risk has been developed through our extensive database and sophisticated modeling techniques to be able to clarify risk into a simple number.

With the most extensive data, demonstrating superior predictive power, you will be best equipped to make the best lending decisions, and optimise your portfolio and risk exposure.

How will I receive an alert?

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Via email. We will never put your staff’s personal details in the email – it will just be an alert asking them to quickly log in and see what is going on. And then we can work together on ways to stop your identity being compromised any further.

How often will I receive cyber monitoring alerts?

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Beyond our welcome email – your staff will only receive an alert if their data is being compromised. We don’t know when crooks will be acting. That’s why we watch everything all the time.

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