The first origination solution that assesses the credit risk of individuals applying for credit using negative and Comprehensive Credit Reporting (CCR) data.

Included in your Equifax Apply report are details of your customers’ credit enquiry history, details of insolvencies, directorships, business ownerships, demographic data, and now borrowing and repayment history all cleverly summarised into the market leading score from Equifax. This trusted rating of your customer’s credit risk has been developed through our extensive database and sophisticated modeling techniques to be able to clarify risk into a simple number.

With the most extensive data, demonstrating superior predictive power, you will be best equipped to make the best lending decisions, and optimise your portfolio and risk exposure.