More than 1 in 5 Australians have been impacted by identity theft*
- Fraudulent credit applications involving identity takeovers up 80% from 2016 to 2017*
- 60% of all fraud happened online in 2017, up from 57% in 2016*
- 16% of people whose personal information is misused are refused credit#
Perhaps you have been the victim of identity theft, know someone who has, or just worry about keeping your information safe.
With an annual subscription for just $39.95 a year you can have peace of mind knowing you’ll be alerted if your identity is compromised.
Equifax ID Basic proactively monitors your personal information and helps protect you from financial fraud. And if your identity does fall into the wrong hands, we’re here to help too.
NOTE: EquifaxID Basic replaces our previously offered Identity Watch product. With Equifax ID Basic you get all the benefits of Identity Watch PLUS better all-round protection with credit alerts and insurance.
Regain control of your online identity
With online ID theft on the rise we know cybercriminals are becoming increasingly sophisticated. It doesn't take much effort to guess passwords and steal personal information without you even knowing. This information can be sold to criminals who trade the information to the highest bidder.
Equifax ID Basic includes Identity Watch (cyber monitoring) which constantly scans for information – such as credit and debit card numbers, phone numbers and email addresses – in places on the internet where this information is known to be illegally traded.
You’ll be alerted if your identity details have been compromised online before your credit cards are used, or your credit reputation is affected.
Protect your credit reputation
The most common consequence of personal information being misused is that the victim is refused on an application for credit#.
Credit Alerts notify you of certain changes to your credit report, like a credit enquiry, which can alert you to potential fraud. Credit Alerts mean that you will know in advance of identity thieves trying to take out money in your name, before you end up with a bad credit score.
Help if things go wrong
Credit & Identity Guard Insurance provides you with cover of up to $15,000^ to help restore your identity if you have been a victim.
We can also help you place a ban on your credit report if you think you have been the victim of identity theft.
Ready to sign up?
Get protected with an Equifax ID Basic annual subscription for just $39.95 a year.
*Source: Cybercrime and Fraud Report Annual Research 2017, Equifax, November 2017
#Source: Identity Crime and Misuse in Australia, Attorney General’s Department, 2016
^Terms, conditions, exclusions and limitations apply. See the Identity Guard Insurance Policy Information Booklet for details.