Credit and Identity Products

Find out where you stand with your Equifax credit report and Equifax score.
Call us on 13 8332 and select option 2
If you are an Authorised Access Seeker please click here
Get my free Equifax credit report Compare our Credit & Identity plans

Overview

Perhaps you are looking to apply for credit, you’ve recently been denied credit or you might just be worried about keeping your identity safe.

We've bundled our Equifax credit reports, scores and alerts together with information and identity protection into cost efficient plans, suited to individual needs.

Whatever your concerns, our free Equifax credit reports* and paid monthly subscription plans can help you make better decisions about credit to get the things you want with confidence.

* Eligibility criteria apply

Compare our range of Free Credit Reports and paid monthly subscription plans

If you are an Authorised Access Seeker such as a credit repairer, financial counsellor, broker or third party accessing an Equifax Credit Report on someone's behalf, you can only request Equifax Credit Reports through our My Credit File website here.
Equifax Free Credit Report

Free 

*Eligibility criteria apply

You can get a free copy of your personal Equifax credit report:

  • If you've been declined credit in the last 90 days; or

  • had an item corrected on your Equifax credit report; or

  • once every three months

You can also order your credit report over the phone on 13 8332, or mail your request to us at GPO Box 964, NORTH SYDNEY, NSW 2059

Equifax Credit Report - Currently Free

$6.95 

If you don’t meet the criteria for a free Equifax credit report you can get a once-off credit report for $6.95 (currently available for free). 

We will ask you the eligibility criteria for a free Equifax credit report to ensure we are delivering you the right product.

Equifax ID Basic

$4.95per month 

1x Equifax Credit Report per year

Credit Alerts 

Identity Watch

Identity Guard Insurance^

Equifax Premium

$9.95per month 

4 x Equifax Credit Reports
(one per quarter)

Credit Alerts

Monthly Equifax Credit Score

Top 4 Equifax Credit Score Contributing Factors

Equifax Score Tracker

Equifax Ultimate

$14.95per month 

12 x Equifax Credit Reports
(one per month)

Credit Alerts

Monthly Equifax Credit Score

Top 4 Equifax Credit Score Contributing Factors

Equifax Score Tracker

Identity Watch

Identity Guard Insurance^

Subscription products: You can cancel at any time with effect at the end of the month in which you cancel your subscription.

You need to be 18 years of age and over to order a copy of your credit report

^Terms, conditions, exclusions and limitations apply. See the Identity Guard Insurance Policy Information Booklet for details.