Compare Subscriptions & Pricing

From 30 November 2018 annual subscription product plans (Equifax Basic, Equifax ID Basic, Equifax Plus and Equifax Premium) will no longer be offered to new customers by Equifax. Existing customers of these products can still access their subscription by logging into the secure portal. To view product features see the table below.

Free Credit File

With your own personal copy of your credit report you can see what lenders and other credit providers like phone and utilities companies can check when you make an application.

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$7995 per year

Equifax Basic includes an updated Equifax Score and a copy of your Credit File, giving you a snapshot of your credit history so you can start to take more control of your credit rating.

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$8995 per year

Equifax Plus provides you with the long-term support you need to help protect your credit file and identity.

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$11995 per year

Equifax Premium is our premium level of credit and identity protection, offering access to the full suite of Equifax tools - to put you firmly in control of your credit profile.

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Up to $15,000 Credit & Identity Guard Insurance Help to restore your identity in the event of identity theft or fraud.


Please note that there are differences to the features of the Equifax ID Basic and Equifax Premium monthly and annual subscription products. Check out our FAQ on Equifax ID Basic and Equifax Premium.

You have a right to obtain a free copy of your credit file from Equifax:

  • If your credit application was declined. The request for a free credit file must be made within 90 days from the date your application was declined;
  • If you have lodged a correction request and have been advised that information on your file has been corrected; and
  • once every 12 months.

You can order your Equifax Credit report here*.

*Eligibility criteria apply

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