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A yearly snapshot of your credit history

Equifax Basic includes an updated Equifax Score and a copy of your Credit File, giving you a snapshot of your credit history so you can start to take more control of your credit rating.

Your Credit File is a record of some of your experiences with credit, including previous credit applications, loans and overdue debts. Your file is summarised using a number, called an Equifax Score, which is used by many lenders as part of the credit assessment process.

In simple terms, the higher the score, the better your credit profile. If you’re interested about what’s on your credit profile, the Equifax Basic package may be right for you.

So, what do you get with Equifax Basic?

  • 1 x credit report per year
  • 1 x Equifax Score update per year
  • Online membership
  • Resolution Centre
  • Knowledge Area


Want something with more? Try Equifax Plus.

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