A yearly snapshot of your credit history
An Equifax Basic subscription includes an updated Equifax Score and a copy of your Equifax Credit File, giving you a snapshot of your credit history so you can start to take more control of your Equifax credit score.
Your Credit File is a record of some of your experiences with credit, including previous credit applications, loans and overdue debts. Your Equifax credit report is summarised using a number, called an Equifax Score, which is used by some lenders (although not all) as part of the process to decide whether or not to extend credit.
Generally, a higher score is reflective of a better credit profile with Equifax. If you’re interested about what’s on your credit profile, the Equifax Basic annual subscription package may be right for you.
So, what do you get with an Equifax Basic subscription?
- 1 x Equifax credit report per year
- 1 x Equifax Score update per year
- Online membership
- Knowledge Area
- Annual Subscription
Want something with more? Try Equifax Plus.