Infographic: What really goes into a credit profile?
Do you know if you are creditworthy?
Your credit profile is used by lenders to assess your creditworthiness.
It is made up of a credit score and credit report which are generated using data from your credit history. Your credit profile can help credit providers determine whether you qualify for a credit card, loan or service - and on what terms.
Check out our infographic below to learn more about what information goes into your credit profile and what it can be used for.

Want to know how creditworthy you are?
Equifax has a range of products that can help you check, manage and protect your credit reputation and identity. Take charge of your credit profile today - Get a copy of your free credit report or check out our range of subscription plans and pricing now.
Find products to manage your credit profile
We also suggest
4 Tips For Managing Late Payers
Chasing a late payment can feel like the most awkward of jobs for the small business owner. These tips show you how to capitalise on a wealth of information now available on your debtors to help avoid those awkward conversations and get paid faster.
Draft ATO legislation to level the playing field for businesses
This year, complying businesses are set to benefit from new draft legislation that will allow the ATO to report companies’ overdue tax debts to commercial bureaus. So how will the legislation will work?
Financial outlook brighter for businesses as insolvencies fall
A rebound in Australia’s overall economic performance has been reflected in the fall in insolvencies experienced in the December 2016 quarter.
Related products
Credit and Identity Products
Get your free Equifax Credit Report* or check out our subscription plans including tools to help manage your credit profile and protect your identity.
Identity Watch
With identity theft a constantly growing threat, protect yourself and your family from becoming a victim with Identity Watch.
My Credit File
Get your credit report and alerts to changes in your credit file from Equifax - Australia’s largest credit information bureau.
