Equifax Premium

Know your credit. Manage your credit profile

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Managing your credit profile is an important step to help you prepare for credit applications such as a home loan, personal loan or credit card. 

Understand what’s on your Equifax Credit Report and get notified via Credit Alerts if certain changes appear. This also acts to help protect your credit profile by ensuring you can take the necessary steps if credit applications appear that are not authorised by you. 

Your Equifax Premium subscription contains:

  • Monthly subscription1: Cancel at any time with no lock in contracts
  • Equifax Credit Report (4 credit reports, one available per quarter): Get a more comprehensive view of your credit history in Australia 
  • Credit Alerts: Get notified about key changes to your Equifax Credit Report
  • Monthly Credit Score and Rating: A score between 0-1200 that summarises your credit information held by Equifax and a rating band
  • Score Tracker: Tracks your Equifax Credit Score over time
  • Top 4 Contributing factors: Understand the reasons why your Equifax Credit Score changes

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1Cancellation can be requested at any time and will take effect at the end of the month in which you can cancel your subscription

You need to be 18 years of age and over to order a copy of your Equifax Credit Report. If you think you've been a victim of identity theft, you have the right under the Privacy Act to request a ban on your Equifax credit report. 

Please note from 30 November 2018 Equifax Premium is a monthly subscription service. If you are an existing customer on an annual subscription please click here