Getting your head around credit can be a little complex with all the terms that get bandied about. Baffled by the differences between credit reports and credit scores? Don't worry - we've got a simple rundown to eliminate the confusion.
Read MoreSo what really goes into your credit profile? Your creditworthiness is based on data from your credit history and can help lenders assess your suitability for products such as a home loan or credit card.
Read MoreYour credit report holds information relating to your credit history and it can help credit providers, such as banks and utility companies, obtain a clearer picture of your credit worthiness when you make an application for credit.
Read MoreIf you've been denied credit, it's important to understand why. Obtaining a copy of your credit report is one of the steps to take in understanding your credit profile. Here are some tips to consider.
Read MoreUnderstanding your Equifax Credit Score helps give you confidence when applying for credit. Your Equifax Credit Score is a credit rating between 0-1200 that lenders can look at when assessing your application.
Read MoreFind out what the introduction of Comprehensive Credit Reporting means for you and your credit report. Here are some common questions and answers that may help you in managing your credit profile.
Read MoreWith the new Comprehensive Credit Reporting system, it's important to ensire you keep your credit report as healthy as possible. Here are some tips to consider to help you manage and improve your credit report.
Read MoreTo undertand the imapct of Comprehensive Credit Reporting, take a look at these case studies on 3 common topics: Credit default, Shopping around for credit, and Stolen identity
Read MoreFrom 12 March 2014 additional information was permitted to be collected, held and disclosed by credit bureaus such as Equifax. This provides more information that credit providers can use to assess your history.
Read MoreThe new comprehensive credit reporting system gives Australians more power to demonstrate credit worthiness and manage their credit profile with the inclusion of positive information into credit reports.
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