From 12 March 2014 additional information was permitted to be collected, held and disclosed by credit bureaus such as Equifax. This provides more information that credit providers can use to assess your history.
Read MoreThe new comprehensive credit reporting system gives Australians more power to demonstrate credit worthiness and manage their credit profile with the inclusion of positive information into credit reports.
Read MoreThe Privacy Act 1988 (the Act), which is the legislation governing consumer credit reporting in Australia, has been amended to introduce comprehensive credit reporting. This change came into effect on 12 March 2014.
Read MoreThe data allowed under comprehensive credit reporting is now appearing on credit reports. This includes account information such as the date an account was opened and closed, credit limit, type of credit account and repayment history.
Read MoreYour credit report contains information that may affect your chance of securing credit in the future. So it’s important to find out what’s in your credit report in order to know where you stand and if you need to improve it.
Read MoreScore Tracker is a valuable tool that tracks your Equifax Credit Score over time so you can gain insight into how to manage and improve it, and determine the best time to put in your application for credit.
Read MoreThere are a number of ways you can improve your credit report and Equifax Credit Score. This may help you when you apply for credit such as a home loan or credit card. Here are some tips to consider.
Read MoreYour credit file basically holds information relating to your credit history. So if you’ve ever applied for credit or a loan, you’re likely to have a credit file held by a credit reporting agency such as Equifax.
Read MoreEvery time you apply for credit and a credit provider accesses your credit file, an enquiry is added to your credit report. This includes any loan, mortgage or utilities applications you may make.
Read MoreIf you’re looking to apply for a loan or other types of credit it's important to understand what is contained in your Credit File. Here are a number of tips that may help your application.
Read More