Financial Hardship: Common Questions Answered
What is financial hardship?
We all may experience financial hardship at some point.
Read MoreHow To Check Your Credit Rating
A credit score rating will assign you to a category that can show a lender if you are a low-risk candidate for a loan.
Read MoreWhat Is Considered a Bad Credit History?
Bad credit history can limit your choices when you need a loan. In Australia, most people are unaware of their current credit score or that it is low until they are refused a loan. When you’re thinking of applying for a loan, check your credit report through Equifax.
Read MoreWhat’s My Credit Score
If you’re seeking a loan, then you may be searching around, ‘What’s my credit score?’ to work out if you’ll be approved. Knowing your current credit score and what you need to do to improve it can make your application more attractive to lenders, and they may offer you a better deal on some loans.
Read MoreHow To Deal With Identity Fraud?
In Australia, identity fraud is generally considered to occur when an individual uses the personal information of another to deceive people or businesses for personal gain. It is possible to commit identity fraud without identity theft, but the two are generally linked.