How do you find reliable builders and developers in Australia when so many businesses are going under from the pressures of inflation, rising costs and economic uncertainty?
It’s a common concern for anyone investing in property, whether you’re buying off the plan, downsizing, renovating or building from scratch.
Interest rates are a fundamental part of our financial lives, influencing everything from car loans to credit cards. But what are they, and how do they really impact your financial health?
Read MoreWith interest rates starting to ease, what does this mean for your borrowing power and credit health? Explore the connection between interest rates and credit management for homebuyers, property investors and those refinancing existing loans.
Read MoreSignificant changes are arriving for Buy Now Pay Later (BNPL) services in Australia that may impact your credit score. As of June 10, 2025, Australian BNPL providers will operate under similar credit laws that apply to credit cards, personal loans, and home loans.
Read MoreKnowing your credit score can give you a valuable insight into how credit providers view you when you apply for credit. Will they see that you make payments on time and stay within credit limits? If yes, the benefits could include lower interest rates and more competitive deals on loans and credit cards, helping you save money over the long term.
Read MoreYou can check your credit using the forms available through Equifax. When you check personal credit, you’ll find out your current credit score, which can indicate if you’re ready to take out a loan.
Read MoreIdentity theft is a rapidly growing problem in Australia. With technology advancing at breakneck speeds and more personal information being stored online, Australians are more vulnerable than ever to identity theft scams. These scams often involve sophisticated methods designed to trick you into revealing sensitive information, which can be used for fraudulent purposes. As scammers continue to evolve their techniques, it's essential for every Australian consumer to stay vigilant and informed about the types of scams that are most common.
Read MoreNot only can identity theft cause financial loss, but the recovery of your credit rating can take you a long time. However, one of the most significant impacts of being a victim of identity fraud is the stress that comes with sorting all your finances out. It can destroy your trusting nature, and it is such a major privacy breach that can affect your interaction with people.
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