What Is Identity Theft?

Scammers can use yourIdentity theft happens when your personal information is stolen by strangers and used to commit crimes for financial gain. Learn how it occurs and how you can prevent it.

Tips for your next big financial purchase and the impact of your credit score

Looking to buy a property, a car, or taking that dream holiday? See our tips for making your goals happen and how your credit score can help (or hinder) your progress.

How to start over and reboot your life

Starting over isn't easy. Humans are hardwired to seek comfort and familiarity while fearing the unknown.

How Is Your Credit Rating Calculated?

A credit rating is a score that ranks your ability to make loan repayments consistently. Banks and other financial institutions will use this figure as an aid to decide if you’re a suitable candidate for a loan. If you have a bad credit score, lenders may be unwilling to lend you money. However, it is possible to improve your financial reputation over time.

Prioritising your bills when money is tight

When your finances are stretched, paying all of your bills in full on time each month can become near impossible. If you are struggling to pay your bills on time, it’s worth giving some thought to how best to prioritise them.

Financial Goals 2026: Simple Steps to Start 2026 with a Stronger Credit Score

Getting your finances in order is one of Australia’s most popular new year’s resolutions. According to ASIC Moneysmart research, over half (52%) of Australians set financial goals for the year ahead, yet only 12% actually manage to stick to them.

What is comprehensive credit reporting?

Black Friday: Protecting Your Credit Score

The Black Friday sales frenzy is almost here, but before you start loading up your shopping cart, be mindful of the potential impact on your credit score if you’re using credit or short term finance.

Soft vs. hard credit checks

Are you worried that checking your credit report will negatively impact your score?

How long does information stay on my Credit File?

How long information stays on your Credit File depends on the type of data. Identity information held for the life of the Credit File. Other information can typically range from two years to seven years.